Begin within.

Hi, I’m Nella Rae – a professional writer by day and personal finance enthusiast by night. I love learning and chatting about ways to save money, building credit, budgeting, and income building. But I like to take the convo a step farther. I challenge people to look at their money habits through the lens of how they think.

Personal Finance Articles


Think Paid Podcast

Nella Rae, host of the Think Paid Podcast, brings a down-to-earth, homegirl feel to a topic that’s long been taboo. After many “learn the hard way” experiences with money, or simply not having the resources to get by, she’s navigating the financial landscape with more intention, confidence and foresight every day.