Let’s chat ways to save money, build our credit and income, and reach financial freedom… but can we take the convo a step farther? I challenge you to look at your money habits through the lens of how you think.

Because what you think is ultimately, what you’ll do.

About Nella Rae

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Financial freedom through a different lens.

There is so much information out there about personal finance, but in the quest for financial freedom, there’s one thing that often goes overlooked – how we think.

If you wanted to figure out why your car is acting up, you wouldn’t randomly start buying parts. You’d start by looking under the hood, otherwise, how would you know where to start or what to buy?

That exact concept when applied to finances, is a game changer. By looking inward, we can identify the setbacks keeping us from financial success.

My goal is to not only help you discover those roadblocks, but to also help you remove them. Because where’s the fun in just living when you can thrive?!

Listen to the Think Paid Podcast now!

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Lessons from the best.

I began my career writing for the financial industry in 2011 and have since served as a writer for several Fortune 500 companies, marketing agencies, and higher education institutions. From credit, to loans, to mortgages, I’ve learned a ton about how to build from the bottom up. And for me, the best part about learning is the chance to share it with someone else!

Nella Rae has written for:


And holds two degrees:

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Popular Feature: Lifestyle Creep

What exactly is lifestyle creep and why does it matter? Let’s say I received a raise or promotion at work, started a higher paying job, earned a degree or certification and now make much more than I previously did, inherited a lump sum of money, or paid down a large debt that has now opened up my cash flow a bit.

Lifestyle creep is what happens when I use that additional income to adjust my lifestyle, or “level up.” In short, it’s spending more because we earn more. So where’s the harm in that? Let’s briefly peel back the layers and find out.

Full Article — Lifestyle Creep: Are You a Victim?

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